At Fortis Lux Financial, Inc. (“Fortis Lux”) maintaining our customers’ trust and confidence is of paramount importance. We are committed to safeguarding your personal information and providing you with facts and options about how this information may be shared. Please read this notice to learn more about our privacy policies and the options available to you. This notice describes the privacy policies of Fortis Lux. The privacy policies apply to individuals who obtain or apply for a financial product or service for personal, family, or household purposes, or have done so in the past, from any of the businesses listed below.
OUR PRIVACY PRINCIPLES
I. INFORMATION WE COLLECT
As part of providing you with our services we obtain nonpublic personal information about you, which may include the following:
II. USE OF PERSONAL INFORMATION
In general, we use your personal information to process your requests or transactions, to provide you with information or services you request, to inform you about other information, events, promotions, products or services we think will be of interest to you, to facilitate your use of, and our administration and operation of, the web site and services and to otherwise serve you and our users. For example, we may use your personal information:
III. INFORMATION WE SHARE
We use or share information in a limited and carefully controlled manner. We use or share your information in order to identify and protect you against fraud, enable us to complete transactions quickly and efficiently, determine the right services to meet your needs and to provide you with proper customer service. Examples of customer information that we may share include:
Depending on the type of relationship you have with Fortis Lux, we may share information with other Fortis Lux affiliates, as well as with unaffiliated third parties.
A. Sharing Information with Fortis Lux Affiliates
Fortis Lux is member of the MassMutual Financial Group. Our affiliates provide a wide range of financial services to meet your financial needs. Our affiliates include broker-dealers, investment advisors, financial planners and insurance brokers.
IV. CONFIDENTIALITY AND SECURITY
The security of your account information is important to us. Only those persons who need your information to perform their job have access to it. In addition, we maintain physical, electronic and procedural security measures that comply with federal regulations to protect your information.
Our employees have limited access to your personal information based upon their responsibilities. All employees are instructed to protect the confidentiality of your personal information as described in these policies, which are strictly enforced.
V. FORMER CUSTOMERS
If you end your relationship with Fortis Lux, we will continue to adhere to the policies and practices described in this notice. We will also continue to respect any opt out election that you may have made.
VI. LINKS TO OTHER SITES
We have no control over, and assume no responsibility for the content, privacy polices or practices of any third party sites or services.